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Initial Guidelines

 

 

Asialink Finance Corporation offers an array of products both Collateral and Non-Collateral Loans with low requirements and affordable rates.

 

Collateral loans have guarantee (whether vehicle or property) in exchange for the money that we will finance you. Asialink Finance Corporation only holds the Original Receipt / Certificate of Registration (OR/CR) as collateral for vehicles and The Original Transfer Certificate Title for Property/Real-Estate.

 

Non-collateral loans have no guarantee. We will require the client to provide a co-borrower or a co-maker who will join signatories in the issuance of Post Dated Checks (PDC). The PDC is your mode of payment to the company. Non-collateral loans are Doctor's Loan, Medical Professional Loan, Business Loan, Corporate Loan, Salary Loan, and Franchising Loan.

 

The interests for all products are 'add-on' and are effective on a monthly basis. Example: 2% per month is multiplied by the loan terms. All of our products have a processing fee which is deductible to your loanable amount. The processing fee is different for every product.

 

Loan amortizations are paid through your post-dated-check where you will issue to us upon the release of your loan. This will serve as our security of payment from you. You will have to maintain your Checking Account for your post dated checks to be valid, otherwise, it will bounce.

 

In order to avail of our products and services you must be have to be:

 

  • A Filipino Citizen

  • 21-59 years of age at loan maturity

  • For 60 years old and above, a co-borrower (59 and below years of age) is needed.

  • Must have valid contact numbers.

     

 

The standard requirements for every type of loan are the following:

 

  • Completely filled-up Application Form

  • Latest 2x2 picture

  • Photocopy of 2 valid IDs (Company ID, Passport, Driver's License, SSS, etc.)

  • Proof of Billing (electricity or water bill) and latest Barangay Clearance.

  • Proof of Residency (NBI or Police Clearance).

 

* Take Note: All Products have additional documentary requirements.

 

Non-collateral Loans would require a Co-Maker or Co-borrower. The Co-Maker or Co-borrower must be an immediate relative of the applicant.

 

The standard requirements for a Co-Maker or Co-borrower are the following:

 

  • A Filipino Citizen

  • 21-59 years of age upon loan maturity

  • Latest 2x2 picture

  • Photocopy of 2 valid IDs (Company ID, Passport, Driver's License, SSS, etc.)

  • Proof of Billing (electricity or water bills) and latest Barangay Clearance.

  • Proof of Residency (NBI or Police Clearance).

  • Must have a steady source of income.

 

Navigate your way to understand further our loan products and see which type of loan suits you the most.

 

CLICK HERE! TO DOWNLOAD APPLICATION FORM

 

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